Types of Aid

Merit-based academic scholarships for first-year undergraduate students:

• Trustee Scholarship: $25,000
• Presidential Scholarship: $20,000
• Provost’s Scholarship: $17,500
• Dean’s Achievement Scholarship: $15,000

Scholarships for students who sing or play an instrument

UB also offers a scholarship for students who sing or play any instrument (including guitar, ukulele, drumset, bass, piano, digital music, woodwinds, brass, strings, etc.)

Scholarship amount: $1,500/semester ($3,000/school year)
Requirements of scholarship recipients include playing in campus events ensembles and scholarships ensembles. Scholarship recipients will continue to be eligible for these funds throughout their continued enrollment at UB.

奖学金申请要求包括一份1-2页的个人陈述或一段3-5分钟的视频，讲述你对专业的热情, experience in, and commitment to music. Write or talk about the ways in which music has been a part of your life. Please be sure to introduce yourself, include your primary instrument, mention music groups you have played in before or your interest in becoming part of a music group at UB.

You must also demonstrate your musical engagement by choosing one of the two options below:

• Option 1: Submit a recommendation letter from someone whose profession is in or related to music (could be a music teacher, church music director, performer, etc.); this person should be able to speak to your commitment to and experience in music activities.
• Option 2: Submit a video recording of yourself playing an instrument or singing. This could be a solo recording or a recording of yourself playing/singing in a musical group (minimum of 3 minutes, your choice of musical repertoire/genre).

To apply:
Submit the materials above to Music Faculty Professor Russell Fisher, Director of Ensembles: . 你的材料将由音乐系审核，你将很快收到奖学金申请决定的通知.

The University provides merit-based scholarships for transfer students up to $23,000.

Scholarships for students who sing or play an instrument

UB also offers a scholarship for students who sing or play any instrument (including guitar, ukulele, drumset, bass, piano, digital music, woodwinds, brass, strings, etc.)

Scholarship amount: $1,500/semester ($3,000/school year)
Requirements of scholarship recipients include playing in campus events ensembles and scholarships ensembles. Scholarship recipients will continue to be eligible for these funds throughout their continued enrollment at UB.

Scholarship Application Requirements include either a 1-2 page personal statement or 3-5 minute video about your passion for, experience in, and commitment to music. Write or talk about the ways in which music has been a part of your life. Please be sure to introduce yourself, include your primary instrument, mention music groups you have played in before or your interest in becoming part of a music group at UB.

You must also demonstrate your musical engagement by choosing one of the two options below:

• Option 1: Submit a recommendation letter from someone whose profession is in or related to music (could be a music teacher, church music director, performer, etc.); this person should be able to speak to your commitment to and experience in music activities.
• Option 2: Submit a video recording of yourself playing an instrument or singing. This could be a solo recording or a recording of yourself playing/singing in a musical group (minimum of 3 minutes, your choice of musical repertoire/genre).

To apply:
Submit the materials above to Music Faculty Professor Russell Fisher, Director of Ensembles: . 你的材料将由音乐系审核，你将很快收到奖学金申请决定的通知.

正规的网赌平台推出了一项研究生奖学金计划，以帮助有资格的学生履行追求高等教育的经济义务. There are two award amounts — $3,000 and $4,000 — that are awarded for the first year of study only, and the amount of the award is determined by a student’s academic achievement and test scores.

Eligibility requirements

• You must be an applicant for a master’s level program in the School of Business or the School of Engineering
• There is no separate scholarship application; you will automatically be considered for a scholarship at the time of admission

UB also offers a tuition discount for law enforcement personnel (police officers, corrections officers, parole officers, members of the armed forces and veterans) who have permanent residence in Connecticut, New York, or New Jersey and are enrolled in the M.A. Criminal Justice and Human Security program. Eligible students are required to submit the employment verification form after receiving acceptance into the M.A. Criminal Justice and Human Security program.

General academic scholarships

University of Bridgeport understands the importance of affordability when pursuing an education. UB为即将到来的国际学生提供获得学术奖学金的特殊机会，以帮助他们支付学业费用.

• Partial scholarship awarded by University of Bridgeport
• Awarded to incoming undergraduate international students based upon academic merit
• No separate application required

Academic scholarships are available to first year applicants seeking an associate or a bachelor degree. All awards are renewable yearly based on satisfactory academic achievement and good standing at University of Bridgeport. 一旦收到所有申请材料，所有即将入学的本科国际学生将自动被考虑获得这些奖学金.

Academic scholarships range from $5,000 to $20,000 per academic year, and are based on academic excellence and English proficiency. No separate application form is required to be considered for these scholarships.

Scholarships	Amount per year
Trustee Scholarship	$20,000
Presidential Scholarship	$15,000
Provost’s Scholarship	$12,500
Dean’s Achievement Scholarship	$10,000
Academic Achievement Grant	$5,000
Athletic Scholarship**	Varies

在其他学院或大学获得12个或以上学分的本科转学生也有资格获得学术奖学金. These scholarships range between $10,000 and $18,000 and are based on your previous performance in higher education.

Note: Students who receive partial scholarships are required to pay the remaining costs, not covered by their scholarships, upon their arrival to University of Bridgeport.

**International undergraduate students who wish to apply for an athletic scholarship must take the SAT Examination. 正规的网赌平台体育系向那些表现出卓越运动能力并符合全国大学体育协会(NCAA)和正规的网赌平台规定资格的个人提供运动补助金(奖学金). 未来的国际本科生可以通过电子邮件向体育部门和体育补助金获取更多信息 appropriate coaches.

Scholarship opportunities for international graduate students

我们非常高兴地宣布，正规的网赌平台为即将到来的国际研究生提供国际研究生奖学金正规的网赌平台. There are two amounts awarded:

• $3,000
• $4,000

These awards are based on the student’s academic achievement and test scores.

The details are as follows:

• All graduate programs in the Trefz School of Business, all graduate programs in the School of Public and International Affairs, and all graduate programs in our School of Engineering are eligible for this award.
• 所有申请人在提交正规的网赌平台国际申请和所有录取材料时将自动被考虑获得奖学金. No additional form is needed.
• The scholarship will be for the international student’s first year of study, split equally between the first two semesters.
• All graduate students with a scholarship must take 9 credits per semester.

你会发现正规的网赌平台是美国为数不多的既能提供高质量的学术课程又能负担得起学费的大学之一.

Visit our tuition and fees section to see how this award would impact your overall cost. If you would like us to send you more information about UB, or if you have any questions, please email international@hntcwedding.com.

The maximum for the Pell Grant for 2023-24 is $7,395. The Federal Pell Grant, unlike a loan, does not have to be repaid. Pell grants are awarded only to undergraduate students who have not earned a bachelor’s or a professional degree. The amount you receive will depend not only on your financial need, but also on your costs to attend school, your status as a full-time or part-time student, and your plans to attend school for a full academic year or less. To determine if you are eligible to receive Pell, students must complete the FAFSA each year. The number of students receiving Pell grants at our institution is 904.

Undergraduate students who qualify for the Federal Pell grant and demonstrate exceptional need may be awarded SEOG. Students are required to complete the FAFSA in order to be considered. The maximum allowable award is $4,000.

Traditional undergraduate students only who have remaining financial need after all other scholarships, grants, and loans may qualify for need-based grants from University of Bridgeport. The amounts of these grants vary upon the level of financial need. In order to qualify for the grant, students must be a traditional undergraduate student admitted and must complete the FAFSA to determine eligibility every academic year.

TEACH Grant Program provides a grant of up to $4,000 per year to students in the School of Education only. In exchange for receiving a TEACH Grant, 你必须同意在为低收入学生服务的公立或私立小学或中学担任高需求领域的全职教师. If you fail to complete this service obligation, all amounts of TEACH Grants that you received will be converted to a Federal Direct Unsubsidized Loan. You must then repay this loan to the U.S. Department of Education.

Direct Loan (subsidized)

Direct Subsidized Loans are available for traditional undergraduate students with financial need. Repayment begins 6 months after the student ceases to be enrolled at least half-time. The government pays the interest on the Direct Subsidized Loan during in-school periods and during the 6-month grace period.

Direct Loan (unsubsidized)

Direct Unsubsidized Loans are available for traditional undergraduate students. Repayment begins 6 months after the student ceases to be enrolled at least half-time. Interest on the Direct Unsubsidized Loan accrues from the day the loan is disbursed. Students may pay interest as they go, or capitalize their interest payments.

Annual loan limits for Direct Subsidized and Unsubsidized Loans

Undergraduate

Dependent	Subsidized	Unsubsidized	Total
Freshman	$3,500	$2,000	$5,500
Sophomore	$4,500	$2,000	$6,500
Junior/Senior	$5,500	$2,000	$7,500

Independent	Subsidized	Unsubsidized	Total
Freshman	$3,500	$6,000	$9,500
Sophomore	$4,500	$6,000	$10,500
Junior/Senior	$5,500	$7,000	$12,500
Aggregated amount	$23,000	$34,500	$57,500

Average indebtedness
Undergrad	Dependent	$27,000
Undergrad	Independent	$45,000

Graduate

	Unsubsidized	Yearly total	Total aggregate amount
Graduate	$20,500	$20,500	$138,500
Chiropractic	$33,000	$33,000	$224,000
Grad prerequisites	$12,500	$12,500

Average indebtedness
Graduate	2 years of studies	$41,000
Chiropractic	4 years of studies	$132,000

直接家长PLUS贷款是为受抚养学生的父母提供的无补贴低息贷款，以帮助支付学生高中毕业后的教育费用. These loans are taken out by the parents, not the student. The lender is the U.S. Department of Education. PLUS Loans help pay for education expenses up to the cost of attendance, minus all other financial assistance. Interest is charged during all periods. For additional information, please go to studentaid.gov.

Parent eligibility requirements for a Direct Parent PLUS Loan

你必须是学生的亲生父母或养父母，如果学生的亲生父母或养父母在申请时已经再婚，你必须是学生的继父母. Your child must be a dependent student who is enrolled at least half-time at University of Bridgeport. For financial aid purposes, students are considered “dependent” if they are under 24, unmarried, and have no legal dependents at the time the FAFSA is submitted. (Exceptions are made for veterans, wards of the court, and other special circumstances.) If a student is considered dependent, then the income and the assets of the parent have to be reported on the FAFSA.

Additional requirements to receive a PLUS Loan

Parent PLUS Loan borrowers cannot have an adverse credit history (a credit check will be done). In addition, parents and their dependent child must be U.S. citizens or eligible noncitizens, 必须没有拖欠任何联邦教育贷款或拖欠联邦教育补助金，并且必须符合联邦学生援助计划的其他一般资格要求.

Steps for applying for a Direct Parent PLUS Loan

To take out a PLUS Loan for the first time, the parent must complete a PLUS Application and Master Promissory Note (MPN). The MPN is a legal document in which you promise to repay your loan(s) and any accrued interest and fees to the Department. It also explains the terms and conditions of your loan(s). In most cases, one MPN can be used for loans that a parent receives over multiple academic years, although a separate Loan request must be filed for each school year.

1. Go to studentaid.gov and sign into the secure website with an FSA ID. The Parent can obtain an FSA ID at studentaid.gov/fsa-id/create-account/launch .
2. Once you are logged in with your FSA ID, select the link REQUEST PLUS LOAN under the PLUS LOAN PROCESS navigation bar on the left side of the web page.
3. Under the SELECT THE LOAN TYPE header, double click on PARENT PLUS.
4. Enter your information (the parent’s information, not the student’s) on the PERSONAL INFORMATION tab. Click on CONTINUE at the bottom of the web page to proceed.
5. Enter Award Year and complete the STUDENT AND LOAN INFO tab. Click CONTINUE. Be sure to enter the loan data and select University of Bridgeport.
6. Thoroughly review your application for completion and accuracy. Click CONTINUE.
7. Click to agree to authorize a credit check and to submit the PLUS Loan application. Click CONTINUE.
8. You will receive instant notification whether your application is approved or denied. If your application is approved, you must complete the Direct Parent PLUS Master Promissory Note immediately at studentaid.gov.

If you are not approved for the loan, you can try to add an endorser to your loan application at studentaid.gov or by calling the federal Direct Lending Service Center at 1-800-557-7394.

Direct Parent PLUS Loan FAQ

When can a parent begin applying for a Direct Parent PLUS Loan?

Parents may begin applying for Parent Plus loans 180 days before the semester starts.

How much can a parent borrow?

Plus贷款的年度限额等于学生的出勤费用减去学生收到的任何其他经济援助. For example, if the cost of attendance is $50,000 and the student receives $30,000 in other financial aid and awards, the student’s parent can request up to $20,000.

How does the parent get the loan money?

The Department of Education will send the loan funds to University of Bridgeport. In most cases, the loan will be disbursed in at least two installments, and no installment will be more than half the loan amount. University of Bridgeport will use the loan money first to pay the student’s tuition, fees, food and housing, and other school charges. If any loan funds remain, the parent will receive the amount as a check or other means, unless they authorize the amount to be released to the student or transferred into the student’s account at the school. Any remaining loan funds must be used for the student’s education expenses.

What’s the interest rate?

Current interest rates can be found at studentaid.gov/understand-aid/types/loans/interest-rates. Interest is charged from the date of the first disbursement until the loan is paid in full.

Other than interest, is there a charge to get a PLUS Loan?

The parent will pay an origination fee, a percentage of the loan amount, deducted proportionately each time a loan disbursement is made. Current loan fees can be found at studentaid.gov/understand-aid/types/loans/interest-rates#fees.

When does the parent begin repaying the loan?

The repayment period begins when the loan is fully disbursed, and the first payment is due 60 days after the final disbursement. However, for Direct PLUS Loans with a first disbursement on or after July 1, 2008, 当家长代表其申请贷款的学生至少有一半时间入学时，家长可以推迟还款, and for any additional six months after the student ceases to be enrolled at least half-time.

How does the parent pay back the loan?

The parent will repay the servicer listed on the disclosure statement provided when they received the loan. 贷款服务机构将定期更新PLUS贷款的状态，以及家长收到的任何额外PLUS贷款. The loan servicer will also be listed in the parent’s account. The Direct PLUS LOAN program offers a number of repayment plans. These are designed to meet the different needs of individual borrowers. The terms differ between the repayment programs, but generally, borrowers will have 10 to 25 years to repay a loan. For further information, please go to studentaid.gov/manage-loans/repayment/plans.

What if a parent has trouble repaying the loan?

Under certain circumstances, a borrower can receive a deferment or forbearance to temporarily stop or lower the payments on a loan.

Can the parent’s PLUS Loan be transferred to the student so that if becomes the student’s responsibility to repay?

No. A PLUS Loan made to the parent cannot be transferred to the student. The parent is responsible for repaying the PLUS Loan.

Is a Parent Plus Loan available for the summer semester?

Yes, however, the student must be enrolled in a minimum of 6 credits for the loan to disburse.

这些教育贷款适用于研究生和专业学生，他们已经完成了联邦学生援助免费申请(FASFA)，并用尽了所有其他形式的联邦援助，包括联邦直接贷款. Grad PLUS Loans can help students fill any gaps between the cost of attendance and any other financial aid (loans, grants, and scholarships) received. To receive a Grad PLUS Loan, students must pass a credit evaluation that can require a co-signer. The interest rate is 7.54%.

For information and comparisons of private alternative loans, please visit ELMSelect.

正规的网赌平台强烈建议学生在考虑私人替代贷款之前申请所有符合条件的经济援助. A student should compare a variety of private student loans offered by banks and other education loan providers. Interest rates, conditions, and eligibility requirements may vary between financial institutions and from person to person. You should apply for the alternative loan that best suits your individual needs.

Private alternative loans are commercial loans offered for undergraduate, School of Professional Studies, and graduate students whose financial aid does not cover the full cost of higher education. Depending on individual circumstances, a parent may also be able to borrow alternative loans to help pay for a child’s college expenses. All students who borrow with an alternative loan program must complete a Private Education Loan Applicant Self-Certification Form (PDF) and submit this form to the lender in order for the alternative loan to be complete and disburse. In order to complete this form, you will need to reference our Tuition and Fees.

A private loan may be an appropriate choice if:

• 出席费用和你收到的总经济援助之间的差额让你有余额，而PLUS贷款不是一个可行的选择
• You have reached your aggregate Federal Direct Loan limits
• You are enrolled less than half-time
• You are a dependent undergraduate student and your parents will not borrow (or have been denied) a Federal PLUS Loan
• U.S. Government regulations make you ineligible for a federal loan. You may still qualify for a private loan because such programs are not bound by the same federal restrictions. For example, if you are not making Satisfactory Academic Progress (SAP), are in default of a federal loan, did not respond to verification requests, or are ineligible for federal loans for other reasons, you may be eligible for private loans instead
• You are in arrears for a semester prior to the current semester. You may be able to receive a private loan for an earlier loan period

It is strongly recommended that students borrow only the amount they absolutely require. Note that such loans are for educational purposes only, which means you must be a registered student and the amount you borrow cannot exceed the cost of attendance. There are no maximum income restrictions. Individual lenders will evaluate credit history and application fees are not refundable.

Private alternative loan programs differ from Federal Direct Loans in several important ways:

• Annual and total loan limits are higher for private alternative loans.
• Loans and interest rates are based on credit approval and approval is not guaranteed. Students must have good credit or access to a co-signer to qualify for private loans.
• Private loans are not federally guaranteed; therefore, they do not have the same deferment, cancellation and consolidation benefits.
• The government will pay the interest on Federal Direct Subsidized Loans while the student is in school at least half-time. In addition, there is a grace period after graduation or falling below half-time before payments must commence.
• 联邦直接父母PLUS贷款要求信用检查，但资格标准不像私人贷款那么严格, if approved, 家长可以选择不开始偿还贷款，直到学生毕业或不再注册至少一半.
• 学生在毕业或至少休学一半之前不必开始偿还联邦直接贷款. If you obtain a private loan, you will most likely have to start making payments immediately.